Eye Exams Without Insurance: Tips For Keeping Costs Down
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If you are an American without vision insurance, you are not alone. In fact, it’s estimated that 63% of Americans do not have vision coverage. What do you do if you need an eye exam without insurance?
We’ll give you one great tip for keeping vision exam costs down. But first, let’s discuss the benefits of having a routine eye exam.
Benefits of Having Routine Eye Exams – Even Without Vision Insurance
Does vision coverage even matter? You may have never been to an eye doctor and have perfect vision and good eye health. While this might have been your experience up to this point, people seem to have more vision problems as they age. So, even if you have never been in an eye doctor’s office, you may eventually need an eye exam.
Here are some benefits of having routine eye exams.
Eye exams are necessary to keep your glasses and contact lens prescription current.
An annual eye exam also checks for eye diseases and conditions like glaucoma, macular degeneration, and color blindness.
An eye exam can detect signs of diabetes, lupus, and high blood pressure.
As you can see, a comprehensive eye exam has many benefits – besides being necessary for prescription eyeglasses. But if you don’t have insurance, how will you afford it?
Paying for a Comprehensive Eye Exam Without Insurance
An eye exam costs between $75 to $200, with the price dependent on the location and the type of exam. (For example, a contact lens exam might cost more.)
It’s important to note that health insurance policies and Medicare do not typically cover routine eye exams. So, even those with health insurance may be on their own in paying for annual eye exams.
However, there’s an organization that can help you lower your eye exam costs.
AmeriPlan is not a vision insurance plan. Instead, it is a health benefit plan designed to make healthcare more affordable. Here’s how it works:
You pay a low monthly membership fee that covers everyone in your household. Then, you make an appointment with one of the 12,000 optical providers nationwide who have agreed to provide services to AmeriPlan members.
You will pay a discounted service rate when you arrive at the appointment. There won’t be any additional insurance paperwork to complete. All you will need to do is show your AmeriPlan medical card.
Besides low-cost eye exams, here are the additional benefits you can expect as a member of AmeriPlan:
Up to 60% off on all frames, lenses, tints, scratch-resistant coatings, and ultra-violet protection
Up to 50% off on ophthalmology eye exams and LASIK surgery with certain providers in selected markets
Up to 40% off on replacement contact lenses, including daily wear, extended wear, disposable, tinted, bifocals, and gas-permeable