It’s easy to become overwhelmed with life’s troubles, especially if a family member is sick and you don’t have the financial resources to pay for the best care.

While we certainly do not intend to go into why medical costs are skyrocketing, we would like to tell you about a company that can help you lower your monthly medical expenses. 

Consider looking into medical discount plans to help you pay for your family’s medical services and prescription medication. A medical discount plan is different from health insurance. Keep reading to learn how a medical services discount card may help you receive the lowest price possible when seeking medical attention. 

What is a medical discount plan? What is a medical benefits plan?

A medical discount plan (or medical benefits plan) is similar to a wholesale club. You pay a monthly (or yearly) membership fee, which allows you to receive medical products or services at a discount. 

Health care discount plans are not the same as health insurance plans, and they are not associated with any government program.

How do medical discount programs work?

Again, medical discount programs are not the same as health insurance discount plans or government healthcare programs. 

Instead, subscribers can show their health care discount card to certain providers (doctors, dentists, chiropractors, and pharmacists) to receive a discount on their services. You have to pay a monthly fee to receive the discount, and you have to be prepared to pay your doctor the discounted rate at the time of service.

What is the difference between a discount plan and health insurance?

A health care discount card and a discount health insurance card are not the same. 

Those without insurance who pay a monthly fee for a medical discount card can choose from a list of medical providers. These providers agree to work with the “healthcare discount plans” company by offering a discount to the members. 

Medical providers do this because it saves them time. They don’t have to file paperwork with insurance companies, and they don’t have to wait for the insurance company to pay them. 

If you need to make an appointment, you would call one of these medical providers and inform them that you have a medical discount card with AmeriPlan (or another Discount Medical Plan Organization). Then, when you arrive at the appointment, you will pay for the services out of pocket but at a discounted rate.

Medical insurance plans do not work the same way. There’s typically a lot of paperwork involved in the process, regardless of the type of insurance you have. You may receive a health insurance discount, but this discount may not lower your portion of the bill.

How do I sign up for a medical discount plan?

If you are looking for discount health benefits that come with a medical discount plan, reach out to AmeriPlan. AmeriPlan is a Discount Medical Plans Organization that will help you lower your out-of-pocket costs when visiting a chiropractor, dentist, or eye doctor. AmeriPlan (along with other discount health plans) can also help you save money if you don’t have regular health insurance and need to go to the doctor or hospital.

Questions? Call AmeriPlan!

If you are stressed about paying for your family’s medical bills or prescription drug costs, contact AmeriPlan. Fill out this contact form or call 800-647-8421 for more information.